Health educator, Stacey Kendrick recently spoke with Rima Arora, PharmD, RPh, Director of Pharmacy at DiRx about the challenges people are facing with getting the prescription medicines they need, and how DiRx is making it easier. Rima has 20+ years in the pharmacy industry, including both retail and manufacturing. She also has 15 years of experience as a Community Pharmacist for CVS Health.
First, we looked at the Kaiser Family Foundation’s 2021 Employer Health Benefits Survey to get a better understanding of some of the trends in employer-sponsored health coverage. The 2021 survey included 1,686 interviews with non-federal public and private firms. It found some of the reasons Americans are having trouble affording the prescription medicines they need.
What are some of the most important points from the report that shed some light on why people are having trouble affording their medicines?
Rima: “The costs for health insurance and prescriptions have been skyrocketing, making it harder and harder for people to afford. The report highlighted that the average annual premium for employer-sponsored family health insurance coverage has increased 22% over the past 5 years and 47% over the past 10 years! And, because health care costs rose faster than wages in 2021, for example, lots of people are having to choose between things like food, shelter and medicine.”
The report also highlighted that in 2021 only 49% of firms with 3-9 employees offered health insurance benefits. In addition, many workers were not covered by health care benefits because of the nature of their job. For part-time or temporary work status employees, there typically isn’t a provision for insurance. In fact, among firms that offer healthcare benefits to employees, only 20% of all firms offered them to part-time employees in 2021.
Rima: “The good news is that even individuals that don’t have health insurance or are underinsured can use DiRx for their prescriptions. We don’t take health insurance. We work to keep the cost of our generic medicines low so that it’s affordable, even without coverage. In our experience, even people with health insurance may find our direct price cheaper than it is with a copay. Plus, because we don’t take insurance, those insurance or pharmacy benefit manager (PBM) denials that are so common and so frustrating are not a concern. With DiRx, all decisions are between you and your healthcare provider. And of course, the entire DiRx pharmacy team is there for help with every step of your medicine experience.”